Plus, the tobacco environment is diversifying thanks to the emergence of products such as e-cigarettes, the health effects of which researchers are still working to understand as their popularity among young people grows
Despite vaping being 95% safer, according to Public Health England, the vast majority of insurers from Aviva to Zurich, as well as comparison sites like Comparethemarket, all state the same thing: if you identify as a smoker, vaper, or use nicotine replacement products like patches or gum, you risk paying a higher premium.
As a result, smokers experience a higher incidence of gum disease, with studies showing that 50% of smokers develop some form of periodontal disease compared to just 20% of non-smokers
Photo(s) by Bart Solenthaler
A year passed without seeing any of this special release, but at the 2016 IPCPR Convention and Trade Show, the final version proving to be quite a polished release, in both the figurative and literal sense
