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However, viewed in light of smoking habits in 1963, just before the Surgeon Generals first report was published, it was a radical step As recently as the year prior, the Society of Actuaries had sponsored a panel discussion on using smoking as a risk factor, the general consensus being that this was totally impracticable in underwriting life insurance Were the first major insurance company to do something about it we have a lower rate for non-smokers The initial nationally placed magazine and newspaper advertisement by State Mutual of America for its Preferred Protection plan for men and women who havent smoked a cigarette for at least a year April 1964 State Mutual studied the Surgeon Generals Report with great care, And we came to this conclusion: the non-cigarette smoker, in our opinion, is a better life insurance risk

It is important to remember that the analysis did not even account for the other advantages of giving up the habit for example on respiratory illnesses, cancer, and longevity. She continued: Smoking cessation remains a cornerstone of preventing heart attacks and strokes and improving overall health at any time, including after a heart attack and at any age

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The Food and Drug Administration on Tuesday issued modified risk granted orders to Swedish Match USA Inc

Retrieved May 12, 2024